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Among the three options, Hall sees the first one as the most likely. "We expect Apple to start small by enabling iOS device users to carry virtual representations of select credit cards on their devices (possibly in Passbook)," the analyst said. "In return for this we would expect Apple to take a small transaction fee (we assume 1 cent) every time a virtual credit card is used. Note that we do not expect this to include debit cards initially due to more stringent regulation and the fact that a debit card is directly tied to funds in a bank account."And what of the other two scenarios?.

Apple could potentially offer its own merchant payment system if it finally adds NFC to the iPhone, The financial benefit to Apple would be more substantial than that seen in the first scenario, However, Hall believes the "complexity of directly interacting with merchants seems outside of Apple's wheelhouse."And what of the idea that Apple could become a credit card issuer? In this scenario, the company would have to take on the risk of managing credit cards or require users to preload money onto their cards, According to Hall, "neither option seems particularly likely to us."Apple declined to comment on Hall's note, We should find out if Apple does unveil its own mobile-payments system at next Tuesday's launch event, CNET will host a live blog of Apple's event starting with a preshow at 9 a.m, PT, followed by the actual press conference at iphone case uag 10 a.m..

Update, 1:00 p.m. PT: Adds Apple declining to comment. Reports suggest Apple could unveil its own mobile-payments system and an NFC-equipped iPhone 6 at its September 9 event. If so, how would an Apple iWallet actually play out?. Will this be the year that Apple fully dives into the mobile-payments market? JP Morgan analyst Rod Hall believes so and suggests three different scenarios for how Apple might run such a system. Be respectful, keep it civil and stay on topic. We delete comments that violate our policy, which we encourage you to read. Discussion threads can be closed at any time at our discretion.

BERLIN -- Wilkommen ausĀ IFA, the technology show in the heart of Germany's capital that sees more than 240,000 people flock to its floor to see the latest and greatest phones, TVs, gadgets and more, Click through to see the show through the eyes of one intrepid CNET reporter, Although the show floor officially opened to the public on the Friday, most companies announced their new products to the press several days before, iphone case uag Once the doors properly open, journalists, buyers and indeed hordes of curious tech-fans flock in..

LG had a huge stand, the pride of which was this delightful curved 4K OLED TV display. Samsung held its press conference off-site at this cool-looking building, the Tempodrom. All aboard the Sony bus. What does every good tech show need? A big wall of wine. Senior editor Luke Westaway loves IFA. Video producer Marc Ganley isn't so sure. A racing helmet and a mountain bike? It must be GoPro. A Formula 1 racing car is the icing on the cake. While you're in Berlin, it's important to have a wander and see some of the beautiful sites, away from the conference centre. This is the Berliner Dom, or Berlin Cathedral, on the city's delightful Museum Island.

No CNET reporter will ever be seen without some kind of technology in their hand, A mannequin watches an old TV on one stand at the show, but I'm not sure why, XMG may or may not be affiliated with Carly Rae Jepsen, Who says air purifiers can't look cool?, You'll need to keep your vitamin C levels topped up, A big, shiny sports cup iphone case uag was on show, (Editor's note: This is the Champions League trophy, formerly known as the European Cup, the continent's most prestigious football prize, Sigh.), These robot vacuum cleaners are showing off their skills by keeping these pingpong balls suspended in tubes..

Deck chairs inside -- the fun of sunbathing without the health risks of sun exposure. Gaming, TV and accessories companies love showing off their new wares by getting the excited public involved in a demo. Kenwood had this Volkswagen on display to help show off its new car stereos. Mazda had cars too. Yamaha had a slew of new guitars dotted around, ready for punters to awkwardly strum out "Smells Like Teen Spirit" all day. Marley sensibly placed its headphones out of reach of children. If only those were real Marshall amps, we could have got a serious gig going.

The classic jukebox is back -- someone get the Fonz, Smaller iphone case uag sizes of these headphones are also available, The younger members of the crowd are kept entertained by this auto-tune karaoke system, Giving a good product demonstration isn't always easy, CNET reporters flew in from all over the world, The UK team, pictured here, wait patiently for their bags, If you really want to make a song and dance about your product, why not make a song and dance about your product?, You'll see various performances from singers, musicians and dancers as you walk through the halls..



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